ANNOUNCEMENT: The final merit list for Intermediate students at Akhuwat College, Kasur is out now. ANNOUNCEMENT: The final merit list for Intermediate students at Akhuwat College, Kasur is out now. ANNOUNCEMENT: The final merit list for Intermediate students at Akhuwat College, Kasur is out now.

Current as of June 21, 2024

Privacy Policy

This website is operated and owned by Akhuwat. We understand that visitors to our website may have concerns about the information they share with us and how to utilize that information. Akhuwat (Registration Number 3048949, NTN 3048949) is a non-profit organization which was registered in 2003 under Pakistan’s Societies Registration Act XXI of 1860. Akhuwat is an NGO approved Non-governmental organization (NGO) by Pakistan’s Federal Board of Revenue. For documentation review please click here

Akhuwat tries its best to ensure that we protect the privacy of our online visitors. We don’t require or gather any data that hasn’t been shared with us knowingly by the visitors themselves. Akhuwat gathers data, such as name, address, email address, etc., when submitted by the visitors. We gather this info to facilitate your donation to Akhuwat and also, communicate with you about it. This data is used by Akhuwat and associated entities for internal purposes. We don’t sell your data to any third parties. However, we share the data with third parties only when the visitors themselves authorize us or we are compelled by law to share the data. Like other websites, Akhuwat also recognizes the domain name of visitors to our website and sometimes, the email address too. However, we use this information to improve our web content and identify issues in our server. Again, we don’t share the information with third parties for commercial purposes.

When you subscribe to our email updates, you may receive periodic emails from us with information about donations or programs. You have the choice to unsubscribe at any point and not receive any further updates from us.

Credit/Debit Card Information

We care about the safety and privacy of our donors. When you donate online through our website, we maintain industry-standard protocols to protect your credit/debit card information. However, you should be aware that no data transmission on the internet is 100% secure and that illegal third parties may try to intercept or steal our private data, although we try our best to protect it.

Cookies

Akhuwat website may collect non-personal information and data automatically and it is used to improve the online experience of the visitors. If a visitor doesn’t want their non-personal information to be collected, they can refuse the cookies.

Donation Acknowledgment Policy (Delivery Policy)

Donors will get a formal acknowledgment of the donations in terms of proper receipt via email, SMS, and WhatsApp Terms and Conditions If we ever make any changes to our donor’s privacy policy, we will straightforwardly post any changes on our website so that you are always up-to-date regarding the information that we collect and how do we utilize it.

Refund & Category Change Policy

After donating, donors cannot request refunds if they think that the donation amount was transferred by mistake. Moreover, donation amount once transferred in any category (Islamic Microfinance, Education Services, Clothes Bank, Khwajasira Support Program, and Health Services etc.) will not be transferable in any other category. All donation categories are fully explained and donors are free to contact us to get more info about our programs.

Policy Update

Akhuwat may modify parts or whole of the Privacy Policy at any time. You can check the privacy policy from time to time to remain updated about any changes in the policy.

If you have any further questions about our Privacy Policy, you can contact us at:

location19 Civic Center, Sector A2, Township,Lahore, Pakistan

mobile0308-144-84xx

phone042-35841221-2

mail iconinfo@akhowat.ac.pk

Our Work

Akhuwat Islamic Microfinance (AIM) has been the cornerstone of our efforts since its launch in 2001. To date, it has disbursed more than PKR 230 billion in interest-free loans to 4 million families across Pakistan. Beyond microfinance, Akhuwat also works in the field of education under the umbrella of Akhuwat Education Services (AES). With a network of schools and colleges, Akhuwat ensures that children from underserved communities have access to quality education. Other projects include Akhuwat Clothes Bank (ACB), Akhuwat Khwajasira Support Program (AKSP), Akhuwat Relief and Disaster Management Program (ARDM) and Akhuwat Community Development Program. All of Akhuwat’s initiatives work with the common objective of creating a poverty-free and prosperous society.

Akhuwat’s Impact in Numbers

DISBURSED IN INTEREST-FREE LOANS
300 .0BPKR
RECOVERY RATE
90 %PKR
DISBURSED IN INTEREST-FREE LOANS
250 .0BPKR
ACTIVE LOANS
565 KPKR
CITIES
390 +PKR
TOTAL NO. OF LOANS
5.8 PKR

Our Story

Before establishing Akhuwat, Dr. Saqib served in the Civil Services of Pakistan in the District Management Group (DMG). He also served as the General Manager of the Punjab Rural Support Program (PRSP). He had witnessed the devastating impact of poverty which encouraged him to dedicate his life to alleviating the suffering of the poor. One of Akhuwat’s initial loans was granted to a widow from Rasool Park where she was presented with Rs. 10,000 (USD 200 at the time) in the form of an interest-free loan. She bought herself two new sewing machines with this amount, earned a decent living, sent her children to school, and married her daughters in a simple wedding ceremony. She returned after 6 months to return the loan along with a request to give this money to someone else in need.

For the first eighteen months, Akhuwat didn’t have a proper office and was managed from a small cabin within the premises of PRSP. However, Mawakhat, the spirit of solidarity, and the commitment of the Akhuwat team persevered. More than two decades later, Akhuwat has disbursed more than PKR 230+ billion and opened offices in 350+ cities in Pakistan. Akhuwat has also spread its roots to other areas of life, such as education, healthcare, community development, and post-disaster rehabilitation.

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