Since 2001, Akhuwat has been working to uplift the underprivileged segment of society through its programs in the fields of interest-free microfinance, fee-free education, community development, and inclusion of marginalized communities.
Through interest-free loans, Akhuwat provides economically active and deserving individuals the opportunity to become financially included members of society by offering business loans, housing loans, and agricultural loans for families to form sustainable pathways out of poverty.
Provides fee-free, quality education to deserving students across Pakistan, inspiring them to break the cycle of intergenerational poverty.
Collects gently used clothing and household items and distributes them among those in need with respect and dignity.
Empowers Khwajasiras (Transgenders) by providing stipends, free medical checkups, training and fostering an inclusive community.
Implements a participatory development approach involving the local community to identify, design, and implement localized solutions.
Works in times of natural disasters, such as earthquakes, floods, and COVID-19 to provide relief and rehabilitation to the affected people.
Each month, Akhuwat extends its vision of poverty alleviation and achieves new milestones under its various programs.
Everything You Need to Know About Making a Difference
To apply for a loan, please visit your nearest Akhuwat branch office or call 042-111-448-464. Please note: Akhuwat does not offer loans online.
Beyond the realm of microfinance, Akhuwat’s other programs include Akhuwat Education Services, Akhuwat Khwajasira Support Program, Akhuwat Clothes Bank, Akhuwat Relief and Disaster Management Program, and Akhuwat Community Development Program.
Akhuwat Islamic Microfinance branches are spread all over Pakistan. There are over 870 branches in 450+ cities in all provinces of Pakistan including Gilgit-Baltistan and Azad Kashmir.
You can donate to Akhuwat online through our website (https://donate.akhuwat.org.pk) by selecting your preferred program and payment method. Visit our donation page, choose your cause, and contribute with ease. For assistance, contact us at 042-111-448-464.
Contact Us
Akhuwat Islamic Microfinance (AIM) has been the cornerstone of our efforts since its launch in 2001. To date, it has disbursed more than PKR 230 billion in interest-free loans to 4 million families across Pakistan. Beyond microfinance, Akhuwat also works in the field of education under the umbrella of Akhuwat Education Services (AES). With a network of schools and colleges, Akhuwat ensures that children from underserved communities have access to quality education. Other projects include Akhuwat Clothes Bank (ACB), Akhuwat Khwajasira Support Program (AKSP), Akhuwat Relief and Disaster Management Program (ARDM) and Akhuwat Community Development Program. All of Akhuwat’s initiatives work with the common objective of creating a poverty-free and prosperous society.
Before establishing Akhuwat, Dr. Saqib served in the Civil Services of Pakistan in the District Management Group (DMG). He also served as the General Manager of the Punjab Rural Support Program (PRSP). He had witnessed the devastating impact of poverty which encouraged him to dedicate his life to alleviating the suffering of the poor. One of Akhuwat’s initial loans was granted to a widow from Rasool Park where she was presented with Rs. 10,000 (USD 200 at the time) in the form of an interest-free loan. She bought herself two new sewing machines with this amount, earned a decent living, sent her children to school, and married her daughters in a simple wedding ceremony. She returned after 6 months to return the loan along with a request to give this money to someone else in need.
For the first eighteen months, Akhuwat didn’t have a proper office and was managed from a small cabin within the premises of PRSP. However, Mawakhat, the spirit of solidarity, and the commitment of the Akhuwat team persevered. More than two decades later, Akhuwat has disbursed more than PKR 230+ billion and opened offices in 350+ cities in Pakistan. Akhuwat has also spread its roots to other areas of life, such as education, healthcare, community development, and post-disaster rehabilitation.